H.4.1 Factors Affecting Reserve Balances of Depository Institutions

FEDERAL RESERVE statistical release H.4.1 Factors Affecting Reserve Balances of Depository Institutions and Condition Statement of Federal Reserve Banks April 19, 2018 1. Factors Affecting Reserve Balances of Depository Institutions Millions of dollars Reserve Bank credit, related items, and Averages of daily figures Wednesday reserve balances of depository institutions at Week ended Change from week ended Apr 18, 2018 Federal Reserve Banks Apr 18, 2018 Apr 11, 2018 Apr 19, 2017 Reserve Bank credit 4,348,539 + 6,362 - 95,112 4,345,288 Securities held outright1 4,176,513 + 4,729 - 79,673 4,173,760 U.S. Treasury securities 2,413,097 + 72 - 51,507 2,413,079 Bills2 0 0 0 0 Notes and bonds, nominal2 2,281,932 + 47 - 57,545 2,281,995 Notes and bonds, inflation-indexed2 111,029 - 105 + 3,980 110,907 Inflation compensation3 20,136 + 131 + 2,057 20,177 Federal agency debt securities2 4,391 0 - 8,509 4,391 Mortgage-backed securities4 1,759,025 + 4,657 - 19,656 1,756,290 Unamortized premiums on securities held outright5 153,963 - 174 - 15,073 153,776 Unamortized discounts on securities held outright5 -13,992 + 28 + 929 -13,981 Repurchase agreements6 0 0 0 0 Loans 35 + 5 - 5 43 Primary credit 5 + 4 - 10 10 Secondary credit 0 0 0 0 Seasonal credit 30 + 1 + 5 33 Other credit extensions 0 0 0 0 Net portfolio holdings of Maiden Lane LLC7 1,709 + 1 + 1 1,710 Float -175 + 20 + 180 -288 Central bank liquidity swaps8 82 + 3 + 47 82 Other Federal Reserve assets9 30,404 + 1,751 - 1,519 30,185 Foreign currency denominated assets10 22,154 + 25 + 1,927 22,205 Gold stock 11,041 0 0 11,041 Special drawing rights certificate account 5,200 0 0 5,200 Treasury currency outstanding11 49,594 + 14 + 779 49,594 Total factors supplying reserve funds 4,436,528 + 6,400 - 92,405 4,433,328 Note: Components may not sum to totals because of rounding. Footnotes appear at the end of the table.

H.4.1 1. Factors Affecting Reserve Balances of Depository Institutions (continued) Millions of dollars Reserve Bank credit, related items, and Averages of daily figures Wednesday reserve balances of depository institutions at Week ended Change from week ended Apr 18, 2018 Federal Reserve Banks Apr 18, 2018 Apr 11, 2018 Apr 19, 2017 Currency in circulation11 1,640,479 + 479 + 100,374 1,642,295 Reverse repurchase agreements12 240,534 - 7,447 - 80,666 247,748 Foreign official and international accounts 235,406 - 8,324 - 19,869 233,727 Others 5,128 + 878 - 60,797 14,021 Treasury cash holdings 307 - 12 + 44 298 Deposits with F.R. Banks, other than reserve balances 368,303 - 7,931 + 92,655 431,175 Term deposits held by depository institutions 0 0 0 0 U.S. Treasury, General Account 275,246 - 18,837 + 110,703 350,943 Foreign official 5,254 0 + 48 5,253 Other13 87,803 + 10,906 - 18,097 74,979 Other liabilities and capital14 45,515 - 115 - 2,861 44,652 Total factors, other than reserve balances, absorbing reserve funds 2,295,138 - 15,024 + 109,545 2,366,169 Reserve balances with Federal Reserve Banks 2,141,390 + 21,425 - 201,950 2,067,159 Note: Components may not sum to totals because of rounding. 1. Includes securities lent to dealers under the overnight securities lending facility; refer to table 1A. 2. Face value of the securities. 3. Compensation that adjusts for the effect of inflation on the original face value of inflation-indexed securities. 4. Guaranteed by Fannie Mae, Freddie Mac, and Ginnie Mae. The current face value shown is the remaining principal balance of the securities. 5. Reflects the premium or discount, which is the difference between the purchase price and the face value of the securities that has not been amortized. For U.S. Treasury securities, Federal agency debt securities, and mortgage-backed securities, amortization is on an effective-interest basis. 6. Cash value of agreements. 7. Refer to table 4 and the note on consolidation accompanying table 6. 8. Dollar value of foreign currency held under these agreements valued at the exchange rate to be used when the foreign currency is returned to the foreign central bank. This exchange rate equals the market exchange rate used when the foreign currency was acquired from the foreign central bank. 9. Includes accrued interest, which represents the daily accumulation of interest earned, and other accounts receivable. Also, includes Reserve Bank premises and equipment net of allowances for depreciation. 10. Revalued daily at current foreign currency exchange rates. 11. Estimated. 12. Cash value of agreements, which are collateralized by U.S. Treasury securities, federal agency debt securities, and mortgage-backed securities. 13. Includes deposits held at the Reserve Banks by international and multilateral organizations, government-sponsored enterprises, designated financial market utilities, and deposits held by depository institutions in joint accounts in connection with their participation in certain private-sector payment arrangements. Also includes certain deposit accounts other than the U.S. Treasury, General Account, for services provided by the Reserve Banks as fiscal agents of the United States. 14. Includes the liability for earnings remittances due to the U.S. Treasury. Sources: Federal Reserve Banks and the U.S. Department of the Treasury.

H.4.1 1A. Memorandum Items Millions of dollars Averages of daily figures Wednesday Memorandum item Week ended Change from week ended Apr 18, 2018 Apr 18, 2018 Apr 11, 2018 Apr 19, 2017 Securities held in custody for foreign official and international accounts 3,437,043 - 13,174 + 230,816 3,414,373 Marketable U.S. Treasury securities1 3,083,169 - 13,598 + 199,156 3,060,861 Federal agency debt and mortgage-backed securities2 274,252 + 331 + 14,421 273,974 Other securities3 79,622 + 93 + 17,239 79,538 Securities lent to dealers 17,410 - 3,064 - 2,543 12,275 Overnight facility4 17,410 - 3,064 - 2,543 12,275 U.S. Treasury securities 17,410 - 3,064 - 2,496 12,275 Federal agency debt securities 0 0 - 47 0 Note: Components may not sum to totals because of rounding. 1. Includes securities and U.S. Treasury STRIPS at face value, and inflation compensation on TIPS. Does not include securities pledged as collateral to foreign official and international account holders against reverse repurchase agreements with the Federal Reserve presented in tables 1, 5, and 6. 2. Face value of federal agency securities and current face value of mortgage-backed securities, which is the remaining principal balance of the securities. 3. Includes non-marketable U.S. Treasury securities, supranationals, corporate bonds, asset-backed securities, and commercial paper at face value. 4. Face value. Fully collateralized by U.S. Treasury securities. 2. Maturity Distribution of Securities, Loans, and Selected Other Assets and Liabilities, April 18, 2018 Millions of dollars Within 15 16 days to 91 days to Over 1 year Over 5 year Over 10 Remaining Maturity All days 90 days 1 year to 5 years to 10 years years Loans 43 0 0 0 0 ... 43 U.S. Treasury securities1 Holdings 34,346 86,282 289,430 1,079,919 308,229 614,872 2,413,079 Weekly changes + 34,117 - 33,224 - 940 - 110 + 11,907 - 11,733 + 19 Federal agency debt securities2 Holdings 0 1,982 62 0 0 2,347 4,391 Weekly changes 0 0 0 0 0 0 0 Mortgage-backed securities3 Holdings 0 0 1 76 36,725 1,719,489 1,756,290 Weekly changes 0 0 0 + 2 + 115 + 1,805 + 1,921 Repurchase agreements4 0 0 ... ... ... ... 0 Central bank liquidity swaps5 82 0 0 0 0 0 82 Reverse repurchase agreements4 247,748 0 ... ... ... ... 247,748 Term deposits 0 0 0 ... ... ... 0 Note: Components may not sum to totals because of rounding. ...Not applicable. 1. Face value. For inflation-indexed securities, includes the original face value and compensation that adjusts for the effect of inflation on the original face value of such securities. 2. Face value. 3. Guaranteed by Fannie Mae, Freddie Mac, and Ginnie Mae. The current face value shown is the remaining principal balance of the securities. 4. Cash value of agreements. 5. Dollar value of foreign currency held under these agreements valued at the exchange rate to be used when the foreign currency is returned to the foreign central bank. This exchange rate equals the market exchange rate used when the foreign currency was acquired from the foreign central bank.

H.4.1 3. Supplemental Information on Mortgage-Backed Securities Millions of dollars Wednesday Account name Apr 18, 2018 Mortgage-backed securities held outright1 1,756,290 Commitments to buy mortgage-backed securities2 10,765 Commitments to sell mortgage-backed securities2 145 Cash and cash equivalents3 23 1. Guaranteed by Fannie Mae, Freddie Mac, and Ginnie Mae. The current face value shown is the remaining principal balance of the securities. 2. Current face value. Generally settle within 180 days and include commitments associated with outright transactions, dollar rolls, and coupon swaps. 3. This amount is included in other Federal Reserve assets in table 1 and in other assets in table 5 and table 6. 4. Information on Principal Accounts of Maiden Lane LLC Millions of dollars Wednesday Account name Apr 18, 2018 Net portfolio holdings of Maiden Lane LLC1 1,710 Outstanding principal amount of loan extended by the Federal Reserve Bank of New York2 0 Accrued interest payable to the Federal Reserve Bank of New York2 0 Outstanding principal amount and accrued interest on loan payable to JPMorgan Chase & Co.3 0 1. Fair value. Fair value reflects an estimate of the price that would be received upon selling an asset if the transaction were to be conducted in an orderly market on the measurement date. Assets are revalued quarterly. 2. Book value. This amount was eliminated when preparing the Federal Reserve Bank of New York’s statement of condition consistent with consolidation under generally accepted accounting principles. Refer to the note on consolidation accompanying table 6. 3. Book value. The fair value of these obligations is included in other liabilities and capital in table 1 and in other liabilities and accrued dividends in table 5 and table 6. Note: On June 26, 2008, the Federal Reserve Bank of New York (FRBNY) extended credit to Maiden Lane LLC under the authority of section 13(3) of the Federal Reserve Act. This limited liability company was formed to acquire certain assets of Bear Stearns and to manage those assets through time to maximize repayment of the credit extended and to minimize disruption to financial markets. The remaining outstanding balances of the senior loan from FRBNY to Maiden Lane LLC, and the subordinated loan from JPMorgan Chase & Co. to Maiden Lane LLC were repaid in full, with interest.

H.4.1 5. Consolidated Statement of Condition of All Federal Reserve Banks Millions of dollars Change since Eliminations from Wednesday Assets, liabilities, and capital Wednesday Wednesday consolidation Apr 18, 2018 Apr 11, 2018 Apr 19, 2017 Assets Gold certificate account 11,037 0 0 Special drawing rights certificate account 5,200 0 0 Coin 1,821 - 2 - 67 Securities, unamortized premiums and discounts, repurchase agreements, and loans 4,313,598 + 1,706 - 93,814 Securities held outright1 4,173,760 + 1,940 - 79,624 U.S. Treasury securities 2,413,079 + 19 - 51,559 Bills2 0 0 0 Notes and bonds, nominal2 2,281,995 + 110 - 57,745 Notes and bonds, inflation-indexed2 110,907 - 213 + 4,104 Inflation compensation3 20,177 + 122 + 2,082 Federal agency debt securities2 4,391 0 - 7,438 Mortgage-backed securities4 1,756,290 + 1,921 - 20,627 Unamortized premiums on securities held outright5 153,776 - 275 - 15,087 Unamortized discounts on securities held outright5 -13,981 + 28 + 928 Repurchase agreements6 0 0 0 Loans 43 + 13 - 30 Net portfolio holdings of Maiden Lane LLC7 1,710 + 1 + 2 Items in process of collection (0) 65 - 13 - 37 Bank premises 2,200 + 1 + 1 Central bank liquidity swaps8 82 + 3 + 47 Foreign currency denominated assets9 22,205 - 43 + 1,947 Other assets10 27,986 + 567 - 1,447 Total assets (0) 4,385,903 + 2,219 - 93,367 Note: Components may not sum to totals because of rounding. Footnotes appear at the end of the table.

H.4.1 5. Consolidated Statement of Condition of All Federal Reserve Banks (continued) Millions of dollars Change since Eliminations from Wednesday Assets, liabilities, and capital Wednesday Wednesday consolidation Apr 18, 2018 Apr 11, 2018 Apr 19, 2017 Liabilities Federal Reserve notes, net of F.R. Bank holdings 1,594,816 + 1,451 + 100,125 Reverse repurchase agreements11 247,748 + 2,544 - 114,405 Deposits (0) 2,498,335 - 675 - 76,265 Term deposits held by depository institutions 0 0 0 Other deposits held by depository institutions 2,067,159 - 61,685 - 189,511 U.S. Treasury, General Account 350,943 + 63,139 + 121,458 Foreign official 5,253 0 - 202 Other12 (0) 74,979 - 2,131 - 8,012 Deferred availability cash items (0) 353 + 96 - 200 Other liabilities and accrued dividends13 5,407 - 1,199 - 1,273 Total liabilities (0) 4,346,658 + 2,216 - 92,020 Capital accounts Capital paid in 31,745 + 3 + 1,153 Surplus 7,500 0 - 2,500 Other capital accounts 0 0 0 Total capital 39,245 + 3 - 1,347 Note: Components may not sum to totals because of rounding. 1. Includes securities lent to dealers under the overnight securities lending facility; refer to table 1A. 2. Face value of the securities. 3. Compensation that adjusts for the effect of inflation on the original face value of inflation-indexed securities. 4. Guaranteed by Fannie Mae, Freddie Mac, and Ginnie Mae. The current face value shown is the remaining principal balance of the securities. 5. Reflects the premium or discount, which is the difference between the purchase price and the face value of the securities that has not been amortized. For U.S. Treasury securities, Federal agency debt securities, and mortgage-backed securities, amortization is on an effective-interest basis. 6. Cash value of agreements, which are collateralized by U.S. Treasury and federal agency securities. 7. Refer to table 4 and the note on consolidation accompanying table 6. 8. Dollar value of foreign currency held under these agreements valued at the exchange rate to be used when the foreign currency is returned to the foreign central bank. This exchange rate equals the market exchange rate used when the foreign currency was acquired from the foreign central bank. 9. Revalued daily at current foreign currency exchange rates. 10. Includes accrued interest, which represents the daily accumulation of interest earned, and other accounts receivable. 11. Cash value of agreements, which are collateralized by U.S. Treasury securities, federal agency debt securities, and mortgage-backed securities. 12. Includes deposits held at the Reserve Banks by international and multilateral organizations, government-sponsored enterprises, designated financial market utilities, and deposits held by depository institutions in joint accounts in connection with their participation in certain private-sector payment arrangements. Also includes certain deposit accounts other than the U.S. Treasury, General Account, for services provided by the Reserve Banks as fiscal agents of the United States. 13. Includes the liability for earnings remittances due to the U.S. Treasury.

H.4.1 6. Statement of Condition of Each Federal Reserve Bank, April 18, 2018 Millions of dollars Kansas San Assets, liabilities, and capital Total Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Dallas City Francisco Assets Gold certificate account 11,037 364 3,626 350 544 773 1,491 739 334 199 307 905 1,405 Special drawing rights certificate acct. 5,200 196 1,818 210 237 412 654 424 150 90 153 282 574 Coin 1,821 51 51 185 118 265 184 299 28 52 110 185 294 Securities, unamortized premiums and discounts, repurchase agreements, and loans 4,313,598 82,384 2,381,423 108,908 122,291 255,260 258,930 231,044 57,432 36,007 67,906 178,365 533,650 Securities held outright1 4,173,760 79,714 2,304,239 105,379 118,327 246,987 250,537 223,538 55,567 34,830 65,705 172,584 516,353 U.S. Treasury securities 2,413,079 46,087 1,332,207 60,925 68,412 142,797 144,849 129,239 32,126 20,137 37,988 99,780 298,532 Bills2 0 0 0 0 0 0 0 0 0 0 0 0 0 Notes and bonds3 2,413,079 46,087 1,332,207 60,925 68,412 142,797 144,849 129,239 32,126 20,137 37,988 99,780 298,532 Federal agency debt securities2 4,391 84 2,424 111 124 260 264 235 58 37 69 182 543 Mortgage-backed securities4 1,756,290 33,543 969,608 44,343 49,791 103,930 105,424 94,063 23,382 14,656 27,648 72,622 217,278 Unamortized premiums on securities held outright5 153,776 2,937 84,896 3,883 4,360 9,100 9,231 8,236 2,047 1,283 2,421 6,359 19,024 Unamortized discounts on securities held outright5 -13,981 -267 -7,718 -353 -396 -827 -839 -749 -186 -117 -220 -578 -1,730 Repurchase agreements6 0 0 0 0 0 0 0 0 0 0 0 0 0 Loans 43 0 6 0 0 0 1 19 4 10 0 1 2 Net portfolio holdings of Maiden Lane LLC7 1,710 0 1,710 0 0 0 0 0 0 0 0 0 0 Items in process of collection 65 0 0 0 0 0 64 0 0 0 0 0 0 Bank premises 2,200 112 445 73 120 197 203 201 108 95 235 220 191 Central bank liquidity swaps8 82 4 26 5 7 18 5 3 1 0 1 1 12 Foreign currency denominated assets9 22,205 945 7,001 1,261 1,792 4,796 1,283 941 320 102 220 275 3,268 Other assets10 27,986 571 14,950 706 806 1,883 1,681 1,476 453 274 510 1,237 3,439 Interdistrict settlement account 0 + 4,071+ 46,390 - 1,271- 5,040+ 21,535+ 3,917- 8,388- 189- 904- 902- 5,996 - 53,222 Total assets 4,385,903 88,698 2,457,438 110,426 120,875 285,139 268,411 226,740 58,637 35,915 68,539 175,474 489,611 Note: Components may not sum to totals because of rounding. Footnotes appear at the end of the table.

H.4.1 6. Statement of Condition of Each Federal Reserve Bank, April 18, 2018 (continued) Millions of dollars Kansas San Assets, liabilities, and capital Total Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Dallas City Francisco Liabilities Federal Reserve notes outstanding 1,778,916 59,844 604,750 53,946 88,359 124,547 244,759 114,387 52,127 30,651 47,358 139,078 219,109 Less: Notes held by F.R. Banks 184,100 6,343 46,504 7,243 10,223 14,077 28,776 12,686 5,681 3,624 5,948 17,466 25,529 Federal Reserve notes, net 1,594,816 53,502 558,246 46,703 78,135 110,470 215,983 101,701 46,446 27,027 41,410 121,612 193,581 Reverse repurchase agreements11 247,748 4,732 136,776 6,255 7,024 14,661 14,872 13,269 3,298 2,067 3,900 10,244 30,650 Deposits 2,498,335 28,611 1,747,929 54,957 32,338 150,958 34,840 109,768 8,156 6,200 22,672 42,853 259,053 Term deposits held by depository institutions 0 0 0 0 0 0 0 0 0 0 0 0 0 Other deposits held by depository institutions 2,067,159 28,581 1,371,362 54,955 32,277 150,674 34,805 55,629 8,150 6,200 22,663 42,818 259,045 U.S. Treasury, General Account 350,943 0 350,943 0 0 0 0 0 0 0 0 0 0 Foreign official 5,253 2 5,226 2 3 9 2 2 1 0 0 0 6 Other12 74,979 28 20,397 0 58 275 32 54,137 6 0 9 35 2 Deferred availability cash items 353 0 0 0 0 0 63 0 0 289 0 0 0 Earnings remittances due to the U.S. Treasury13 1,309 24 710 30 40 48 109 67 22 13 18 69 159 Other liabilities and accrued dividends 4,097 167 1,464 189 196 518 303 282 130 139 142 207 361 Total liabilities 4,346,658 87,036 2,445,125 108,134 117,733 276,655 266,170 225,086 58,053 35,736 68,142 174,986 483,803 Capital Capital paid in 31,745 1,343 9,949 1,866 2,537 6,864 1,808 1,336 476 145 324 396 4,703 Surplus 7,500 319 2,364 426 605 1,620 433 318 108 34 74 93 1,104 Other capital 0 0 0 0 0 0 0 0 0 0 0 0 0 Total liabilities and capital 4,385,903 88,698 2,457,438 110,426 120,875 285,139 268,411 226,740 58,637 35,915 68,539 175,474 489,611 Note: Components may not sum to totals because of rounding. Footnotes appear at the end of the table.

H.4.1 6. Statement of Condition of Each Federal Reserve Bank, April 18, 2018 (continued) 1. Includes securities lent to dealers under the overnight securities lending facility; refer to table 1A. 2. Face value of the securities. 3. Includes the original face value of inflation-indexed securities and compensation that adjusts for the effect of inflation on the original face value of such securities. 4. Guaranteed by Fannie Mae, Freddie Mac, and Ginnie Mae. The current face value shown is the remaining principal balance of the securities. 5. Reflects the premium or discount, which is the difference between the purchase price and the face value of the securities that has not been amortized. For U.S. Treasury securities, Federal agency debt securities, and mortgage-backed securities, amortization is on an effective-interest basis. 6. Cash value of agreements, which are collateralized by U.S. Treasury and federal agency securities. 7. Refer to table 4 and the note on consolidation below. 8. Dollar value of foreign currency held under these agreements valued at the exchange rate to be used when the foreign currency is returned to the foreign central bank. This exchange rate equals the market exchange rate used when the foreign currency was acquired from the foreign central bank. 9. Revalued daily at current foreign currency exchange rates. 10. Includes accrued interest, which represents the daily accumulation of interest earned, and other accounts receivable. 11. Cash value of agreements, which are collateralized by U.S. Treasury securities, federal agency debt securities, and mortgage-backed securities. 12. Includes deposits held at the Reserve Banks by international and multilateral organizations, government-sponsored enterprises, designated financial market utilities, and deposits held by depository institutions in joint accounts in connection with their participation in certain private-sector payment arrangements. Also includes certain deposit accounts other than the U.S. Treasury, General Account, for services provided by the Reserve Banks as fiscal agents of the United States. 13. Represents the estimated weekly remittances due to U.S. Treasury. The amounts on this line represent the residual net earnings that the Federal Reserve Banks remit to the U.S. Treasury after providing for the costs of operations, payment of dividends, and the amount necessary to maintain a $7.5 billion surplus. Note on consolidation: On June 26, 2008, the Federal Reserve Bank of New York (FRBNY) extended a loan to Maiden Lane LLC (ML) under the authority of section 13(3) of the Federal Reserve Act. ML was formed to acquire certain assets of Bear Stearns. On June 14, 2012, the remaining outstanding balance of the senior loan from FRBNY to ML was repaid in full, with interest. On November 15, 2012, the remaining outstanding balance of the subordinated loan from JPMorgan Chase & Co. to ML was repaid in full, with interest. FRBNY was the primary beneficiary of ML because it received any residual returns and could have absorbed any residual losses should they have occurred. Consistent with generally accepted accounting principles, the assets and liabilities of ML were consolidated with the assets and liabilities of FRBNY in the preparation of the statements of condition shown on this release. As a consequence of the consolidation, the extension of credit from FRBNY to ML was eliminated, the net assets of ML appeared as assets on the previous page (and in table 1 and table 5), and the liabilities of ML to entities other than FRBNY, including those with recourse only to the ML portfolio holdings, were included in other liabilities in this table (and table 1 and table 5).

H.4.1 7. Collateral Held against Federal Reserve Notes: Federal Reserve Agents’ Accounts Millions of dollars Wednesday Federal Reserve notes and collateral Apr 18, 2018 Federal Reserve notes outstanding 1,778,916 Less: Notes held by F.R. Banks not subject to collateralization 184,100 Federal Reserve notes to be collateralized 1,594,816 Collateral held against Federal Reserve notes 1,594,816 Gold certificate account 11,037 Special drawing rights certificate account 5,200 U.S. Treasury, agency debt, and mortgage-backed securities pledged1,2 1,578,579 Other assets pledged 0 Memo: Total U.S. Treasury, agency debt, and mortgage-backed securities1,2 4,173,760 Less: Face value of securities under reverse repurchase agreements 244,628 U.S. Treasury, agency debt, and mortgage-backed securities eligible to be pledged 3,929,132 Note: Components may not sum to totals because of rounding. 1. Includes face value of U.S. Treasury, agency debt, and mortgage-backed securities held outright, compensation to adjust for the effect of inflation on the original face value of inflation-indexed securities, and cash value of repurchase agreements. 2. Includes securities lent to dealers under the overnight securities lending facility; refer to table 1A.